Frequently Asked Questions...

Every property that we renovate is different. Depending on the condition of the property and the inspection report that we receive prior to purchase. We, along with the assistance of our professional contractors determine what needs to be repaired and what needs to be replaced.

Although we are not a property management firm, we understand the need of strong and responsive management companies to take care of our clients' investments. For this reason, we have developed relationships with 3-5 local property managers in each market who promise that our investors will receive top level customer service. We encourage our clients to interview our referrals and make the decision of which management company to use. We also encourage our clients to interview other local property managers who do not have relationships with us.

Many of our clients live out-of-state from their investment property and rely on the property manager to be their eyes and ears on the ground. The property manager will collect the rents, handle tenant issues and report to you any maintenance issues that might occur. The overall benefit of a property manager is that you don't have to deal with the day to day headaches of owning rental property.

We would recommend a minimum 3-5 year hold on each property. With the always changing market conditions, we discourage a quick flip in that it is unpredictable and can become detrimental to the overall market. A long term hold is the safest exit strategy in real estate.

The subprime mortgage crisis is a result of individuals financing more real estate than they could afford. Because of this, the lending industry has tightened its standards by requiring up-front capital as more skin in the game, verification of their income and assets and providing proof of credit-worthiness (higher credit scores). The days of 100% financing are over and many investors are required to put at least 20% down on an investment property.

We have spent several years building the infrastructure and perfecting the investment to create an innovative real estate investing experience for our clients. We are able to do this with our experience, our education and purely from learning from our mistakes. Individual investors spend a rigorous amount of time, money and effort to find, rehabilitate and finance a single property. We do what you could do, but on a larger, risk-mitigated scale that offers you the same benefits or more.

Due to changes in the Lending environment, all of our clients must meet certain financial requirements including a FICO score of 720 and above. Other qualifications include 12 months of liquid reserves, no bankruptcies in the past three years and the financial wherewithal to support the investment for 3-5 years.

USA Property Investing, LLC is an innovative leader within the real estate investment industry. We have found an opportunity to take neglected properties across the country and turn them into renovated assets that will be a home to a renter and an investment to an investor. Also ask yourself, "Why invest in real estate? Then ask yourself - How will I Invest in real Estate? How many Realtors will I work with? How many offers will I have to make to find the right property? How much cash do I need to put down on an investment property? How much time and money will it take to renovate a property? What profits can I expect? What if the rehab goes over budget? Do I have enough cash to take a potential loss? We mitigate the risks of investing in real estate, from the time it takes to find the deals to the money it takes to renovate the property.

Currently, we may be able to accommodate an investor with 10 or more properties. Unfortunately, due to recent Freddie Mac revisions, as of August 1st, 2008 any investor with more than four properties will not be able to obtain additional property financing.

We mitigate many of the risks of property acquisition, rehabilitation and financing. There are several risks related to being a landlord in general. These may include: A tenant causing damage to the property, a tenant breaking the lease term, a tenant not paying rent, etc. One qualification requirement by Lenders is that you must be financially stable to maintain the investment with 12 months of reserves, or 12 months of mortgage payments in your bank account. This is to ensure that you are financially capable to assume any of the potential risks of owning rental property.

WE order over $1,000 of due diligence before we make the initial property purchase on your behalf. This due diligence enables us to target a PROJECTED after rehab value (ARV). Your lender will be the final decision maker in determining the property's value based on their ordered Final Appraisal.

If you have a 720+ FICO Score, cash reserves and the financial stability to invest in real estate, then you may qualify! Contact us to see if you qualify.

If this is your first investment property, then you've found the best place to start! Instead of finding Realtors, managing contractors and risking your hard cash on your first deal, you can skip the headaches and invest in one of our wholesale properties with instant equity and instant cash flow. We will interview you, get you qualified and help you reach your goals.

Real estate is a cyclical vehicle to achieving financial freedom. The Office of Federal Housing Oversight Home Price Index suggests that in the past 25 years home values have almost QUADRUPLED. Imagine how much equity you would be sitting on today! Historically, housing declines in our real estate markets have not lasted more than one or two quarters and have only happened once or twice. Based on this trend, it is safe to say that a long-term hold strategy will protect you from declining home values as the market will always stabilize to a state of equilibrium. USA Property Investing also protects you from a potential property value decline since we give you 20% or more in equity. If you were to put 20% down on a property to build the amount of equity we give you, a housing decline would risk your direct cash investment.